Gate Launches Gate Money, a New Financial Services Gateway Connecting Assets, Funds, and Payments

Introduction to Gate Money

On October 7, Dr. Han, Gate Founder and CEO, officially announced the launch of Gate Money during his keynote speech at the TOKEN2049 conference. Centered around the core philosophy of “One Gate, Everything Money,” Gate Money leverages Gate’s existing suite of diversified financial services to create a globally integrated financial platform. By connecting digital assets, equities, payments, and asset management under a single account, it seamlessly covers holding, receiving, transferring, paying, exchanging, and earning yield on assets—marking Gate’s expansion from digital asset trading into a broader range of financial services. Users can now activate Gate Money with a single click by updating their Gate App to version 8.39.0.

Diverse Assets and One-Stop Management

Gate Money enables users to hold multiple fiat currencies and digital assets within the same account system, with a consolidated view of asset balances and fund movements. The platform supports fiat deposits and withdrawals as well as on-chain deposits and transfers. Fiat accounts can be managed independently by currency, while eligible users can also upgrade to obtain a bank account under the same name, allowing users to receive funds and make withdrawals using their personal account information, providing greater convenience for everyday and cross-border fund transfers.

Building on this foundation, Gate already provides access to traditional financial assets such as stocks and continues to expand its range of supported asset classes. For users holding different types of assets, Gate Money brings these services into a clearer account structure, making asset and fund management more centralized and convenient.

Global Payments and Asset Allocation

Gate Money also connects everyday payments more closely with the account experience. Through Gate Card, users can make online and offline purchases using fiat currencies or digital assets, with support for digital wallets such as Apple Pay and Google Pay. In certain countries and regions, users can also access ATM withdrawals and local QR-code payments to accommodate different payment methods across markets.

Beyond asset holding and payments, Gate Money also offers features including Convert and Earn. Convert enables users to exchange between different assets, while Earn provides a range of wealth management and earning products. Eligible balances such like USDT can earn up to 3.6% without a lock-up period, giving users additional options while maintaining access to their funds.

Compliance and Global Infrastructure

In terms of global financial service capabilities, Gate continuously builds a compliant foundation covering multi-asset services, capital flows, and payment scenarios through financial, payment, and virtual asset licenses and authorizations obtained across key jurisdictions, providing underlying financial infrastructure support for Gate Money.

Gate’s entities have obtained a MiCA Crypto Asset Service Provider (CASP) license and a PSD2 Payment Institution license in Malta, a full Virtual Asset Service Provider (VASP) operating license from VARA in Dubai, and registered with AUSTRAC as a digital currency exchange service provider in Australia. Gate also operates through local compliant entities in key markets such as Japan, covering 81 regulated jurisdictions globally. These qualifications encompass crypto asset trading and custody, digital currency services, and payments, establishing a robust compliance foundation for Gate Money to connect multi-asset management, fiat accounts, fund receipts and transfers, and everyday payments.